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Xuan's Group
In this Group: Xuan, Man, Mien, Thu, Van, Ha
Xuân T. Đàm was born in 1970. She lives in Ngoc Loi, Duc Tu, Dong Anh, Ha Noi with her husband and two children. Her husband is a worker. Their first son is a carpenter near the house. Xuan has a cosmetic shop in the village. She sells cosmetics, souvenirs and hair fastener.

Xuân is the group leader of a six-member group loan offered by SEDA. While each member of the group receives an individual loan, they all are responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Xuan is now requesting a new loan of 4.142.000 VND (or 230 USD) which will be used to invest in her cosmetic shop.

About the Other Borrowers in the Group:

Mắn Thị Nguyễn was born in 1954. She has two children. Every day, she buys chickens from farmers and resells them in the market. She needs 4.578.000 VND (or 250 USD) to buy more chickens.

Miên Thị Hoàng was born in 1970.She has two children. She sells fresh beer at home. She needs 4.578.000 VND (or 250 USD) to buy chairs and tables.

Thu Thị T. Phạm was born in 1970. She has two children. She breeds pigs and poultry. She needs 4.578.000 VND (or 250 USD) to buy food for them.

Vân Thị Nguyễn was born in 1971. She has two children. She sells fish in the market. She needs 4.578.000 VND (or 250 USD) to buy more fish for sale.

Hà Thị Nguyễn was born in 1977. She has two children. Her family has a carpentry workshop at home. She needs 4.578.000 VND (or 250 USD) to buy wood.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $725
    Average annual income
  • 131
    View loans »
    Vietnam Loans Fundraising
  • $13,738,050
    Funds lent in using Kiva
  • 17,805.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Xuan's Group's $1,425 loan helped a member to invest in her cosmetic shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 17, 2009
Listed
Aug 18, 2009
Currency Exchange Loss:
Covered
Ended:
Aug 15, 2010