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San José Group
In this Group: Juliana Elisa, Vilma , Antonia , Ana Melva , Graciela , Edilbertha , Marina , Lucia , Senobia, Aniceta, Vilma , Ida , Felix , Basilia , Rosa , Ysabel , Virginia , Lidiana , Vilma , Francisca , Marivel
The San José Community Bank is beginning in its third loan cycle with 21 members. The members are from the YanamilL. community, located in the outskirts of Ayacucho.

The members have different business such as selling wood, cereals, general groceries, food, drinks, handicrafts, tubers, and offering transportation services.

Such is the case with Juliana, who is 42 years old, has a live-in partner and 4 children. Juliana sells vegetables in Ayacucho’s jungle, where she travels weekly, and in the jungle she purchases fruits that she sells in the wholesale food market in the city.

Vilma is 32 years old, has a live-in partner and 2 children. Vilma has a shop in her house where she sells groceries, vegetables, meat, and chicken. She does this with the help of her husband.

The group members need different amounts of loans such as 300 PEN, 600 PEN, 900 PEN, 1000 PEN, making a total of 12.600 PEN in loans at the Community Bank.

Their loans will be invested in the purchase of cheese, vegetables, rice, sugar, potatoes, and sodas.

The dreams of the group members are to roof their house, have their own house, have their children become professionals, to improve their business, and to be wholesalers.

View original language description ↓
El Banco Comunal San José inicia su Tercer ciclo con 21 socias. Las socias son D. L. comunidad D. YanamilL. que se ubica a L. periferia D. L. ciudad D. ayacucho.

Las socias realizan diferentes negocios como L. venta D. leña, cereales, abarrotes en general, comida, bebidas, artesanía, tubérculos y brindan servicios D. transporte.

Como es el caso D. Juliana que es conviviente, tiene 42 años y 4 hijos, Juliana venD. verduras en L. selva ayacuchana, a donD. viaja semanalmente, y D. L. selva compra frutas que venD. en el mercado D. abastos D. L. ciudad.

Mientras que Vilma es conviviente, tiene 32 años y 2 hijos, Vilma tiene una tienda en su casa en donD. venD. abarrotes, verduras, carne, pollo, actividad que realiza con L. ayuda D. su esposo.

Las socias necesitan diferentes montos D. prestamos como 300 soles, 600 soles, 900 soles, 1000 soles, haciendo un total D. 12,600 soles D. prestamos en el Banco Comunal.

Sus prestamos serán invertidos en L. compra D. queso, verduras, arroz, azúcar, papa, gaseosas.

Los sueños D. las socias son techar su casa, tener casa propia, sus hijos sean profesionales, mejorar sus negocios y ser mayoristas.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of San José Group's $4,175 loan helped a member for the purchase of cheese, vegetables, rice, sugar, potatoes, and sodas.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 17, 2009
Jul 21, 2009
Currency Exchange Loss:
Feb 15, 2010