Beatriz has been selling cosmetics and perfumes (Yambal, Ebbe, and Essika brands) for two years. She is also an aerobics instructor in a gymnasium. She is single and very responsible with her repayments. This is her third loan with Kiva partner, Emprender. She lives with her mother and helps her with the costs of running the household. Beatriz is studying psychology at the State University.
La Cliente se dedica a la venta de cosmeticos y perfumes desde hace dos años, trabaja con las lineas Yambal, Ebbel y Essika, tambien trabaja como instructora de aerobicos en un Gimnasio, es soltera, muy responsable en sus pagos, es su tercer credito en Emprender; vive en casa de su madre, ayuda a su madre con los gastos de la casa. Por ultimo, esta estudiando en la Universidad Estatal la carrera de Psicologia.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.