Eva is 32 years old and a married mother of three beautiful children. She lives with her husband and children in a single room apartment. She is a forceful achiever and is very committed to her work. She trades in assorted soaps and detergent, and she also sells sachet water in bulk. Eva takes delivery of soap from the nearby city of Kumasi. Mostly she sells her goods by hawking them at market centers and from house to house. Due to the nature of her business she has become very popular in her community. However, lack of adequate funds means that she is not able to buy more stock, making it difficult to make enough profit. Eva desires to save more for her children's education, and with her two years of selling experience she is sure that she can repay the loan.