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At the age of 54, Zenia H. is still a business-minded woman and courageous enough to take risks in running a business, the same way she took a risk in re-marrying after the death of her first husband, leaving her with six children. Though the decision she made then allowed her see the happiness that life can offer, she doesn't like to be dependent on anyone, even on her new partner, Anastacio, who is a brother of her former husband, because she knows that she has children of her own to raise and send to school.

Her membership in ASHI and the loans she has accessed since she became a member have assisted her in running a business while Anastacio is a laborer and farmer. He is also very supportive of Zenia and his step-children, as well as their own nine-year-old child. Because of this, Zenia has been performing very well in her repayment, attendance, and business thus making her qualified for a higher loan amount.

Zenia's recently received loan was intended as additional capital for her farming (rice planting) business and hog fattening (backyard pig raising) with pigs to be sold after four months. She will also finance her store to be re-opened. Zenia has to have many business to generate bigger income to send all six of her children to school. All in all she has seven children, however, her eldest works as an overseas contract worker and is also helping her finance the education of the siblings.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 2114
    View loans »
    Philippines Loans Fundraising
  • $61,219,850
    Funds lent in using Kiva
  • 48.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Zenia additional farm inputs, piggery, and finance re-opening of her variety store.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Jul 2, 2009
Jul 17, 2009
Currency Exchange Loss:
Jul 25, 2011