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Miramar Femenina Grupo 3, 4 Group
In this Group: Rosa, Senobia, Florencia, Ana*, Ramona, Rosa, Rafaelina, Gullermina, Josefin, Barbara
* not pictured
Meet Mrs. Rosa D., one of the most accomplished borrowers Esperanza has seen. She is requesting her eleventh loan. On each of the previous 10 loans, she has consistently invested in her business, and she has seen that business grow steadily.


She came to Esperanza as a local saleswoman selling perfumes and creams door-to-door throughout her neighborhood. However, she has moved on from that to sell natural medicines. Natural medicines are organic products used for all types of illnesses. They are very expensive products and she receives orders from all over the country.



Organic medicines are a very unique business to be in, but she reiterated she saw a market where there were not many sellers and seized on that vacancy. She has been very successful in this market and with the loan would like to grow the business even more. She has dreams one day of having a separate store and home, and hopefully shortly this dream will come true.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $7,611
    Average annual income
  • 8
    View loans »
    Dominican Republic Loans Fundraising
  • $8,065,475
    Funds lent in using Kiva
  • 35.9
    Dominican Republic Pesos (DOP) = $1 USD