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Pedirama B., 34, is from the village of Gango, Ozamiz City, Misamis Occidental. She is married and has 4 school-aged children. To make a living, Pedirama owns and operates a business venture in the retail sector running a general store. While not the only means for generating revenue, the main source of income for the business comes primarily from selling daily use products in the local community. Pedirama has been engaged in her business for over 1 year and earns ~1,000 PHP a month.

In 2008, Pedirama joined GDMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Pedirama has successfully repaid a previous loan of 5,000 PHP from GDMPC. Pedirama is requesting a new loan of 6,000 PHP as business capital. This will be her fourth loan taken from GDMPC. She plans to use the additional revenue generated from the business to improve the general living conditions of her family.

About GDMPC:

GDMPC is one of the most progressive cooperatives in Mindanao, Philippines. It has four branches and three units offices covering the provinces of Zamboanga del Sur, Lanao del Norte and Misamis Occidental. Its membership is composed mostly of farmers, fisherfolks and small entrepreneurs.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 1241
    View loans »
    Philippines Loans Fundraising
  • $63,466,825
    Funds lent in using Kiva
  • 48.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Pedirama business Capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 10, 2009
Jul 16, 2009
Currency Exchange Loss:
Feb 15, 2010