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Santa Rosa De Yanacoto Group
In this Group: Cristina Marlene, Rosario Carmen, Angelica, Bonifacia Gregoria, Blanca Gladys, Ronald*, Benito Oswaldo, Pamela Del Rosario, Margarita, Helen Minerva*
* not pictured
Marlene Cristina E. P. decided to work so she could help her husband. He did not like the idea at first, but in time began to support her. This is how she got started as an assistant in a high school kiosk. Doing this allowed her to cover the household bills and save a bit of money that she used to start selling cosmetics on her own. At first, she was not earning much but then she began to get some customers and the orders kept coming in. This is when she realized that she needed more capital than she had in order to serve her customers, which is why she decided to take out a loan with “EDAPROSPO – PROSPERIDAD” and become a member of the communal bank “Santa Rosa D. Yanacoto.” Right now, there are ten members working on their small-businesses.

During the three and a half years she has been working with EDAPROSPO – PROSPERIDAD, she has been able to increase her income. In additiojn, both of her children are studying in a private school and they have a better overall quality of life than they used to have. She feels that daring to start her own business has been worthwhile because she would not have maD. the progress she has maD. without it.
View original language description ↓
Marlene Cristina E. P.
Tomé L. iniciativa D. trabajar a fin D. apoyar a mi esposo. Al principio esta idea no le gustó, pero con el tiempo me apoyó, es así que empecé como ayudante en un kiosco D. un colegio, durante este tiempo puD. cubrir los gastos del hogar y me sirvió para ahorrar un pequeño capital que lo utilicé para trabajar D. manera independiente en L. venta D. cosméticos. Al comienzo los ingresos eran bajos, pero después empecé a ganar clienteL. y los pedidos eran cada vez más, en ese momento me di cuenta que necesitaba contar con un capital mayor al que tenía; para cumplir con mis clientes. Por ello es que decido hacerme un préstamo D. EDAPROSPO – PROSPERIDAD, así logro formar parte D. L. alcancía comunal “Santa Rosa D. Yanacoto”, actualmente somos diez socias quienes participamos y nos dedicamos al comercio minorista. Definitivamente durante estos tres años y medio que he venido trabajando con EDAPROSPO – PROSPERIDAD, he podido incrementar mis ganancias, además ahora mis dos hijos estudian en colegio particular, tenemos una mejor calidad D. vida a lo que era antes, siento que no ha sido en vano el atrevimiento que tuve, sino me decidía hacerlo, no tendría el progreso que hoy tengo.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 87
    View loans »
    Peru Loans Fundraising
  • $59,005,925
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Santa Rosa De Yanacoto Group's $1,500 loan helped a member purchase supplies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 22, 2009
Jul 18, 2009
Currency Exchange Loss:
Nov 15, 2009