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Virginia is already 59 years old. She helps her husband manage their rice fields so that they develop a good harvest every cropping season. In connection with this, she is requesting loan assistance from Kiva amounting to PHP 24,000 to buy their needed farm inputs such as fertilizers, seed variety and some insecticide/pesticide. She is thankful that through ASKI, she learned about Kiva loans and has had an opportunity to have financial assistance for their field.

Virginia hopes that Kiva lenders will grant their needed amount. Virginia further said that, through farming, they are able to surpass every economic crisis. However, due to the prevalent increase in the prices of farming inputs, and just to survive every difficulty of life, they used to depend on lending traders who charge high interest rates. She hopes that through a Kiva loan, which is more favorable than loans from other traders, she and her husband will soon have a better harvest.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1597
    View loans »
    Philippines Loans Fundraising
  • $60,711,600
    Funds lent in using Kiva
  • 48.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Virginia to buy their needed farm inputs such as fertilizers, seed variety and some insecticide/pesticide.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Jun 18, 2009
Jul 16, 2009
Currency Exchange Loss:
Dec 15, 2009