H. Phạm Thị (627981313) is a 54-year-old woman living in the town of Hưng Nguyên. She is married and has four adult children.
H. owns and operates a service-based business providing cargo transport services to local community members. H. has been engaged in this business for over seven years and earns approximately 4,000,000 VND a month.
In 2002, H. joined TYM Fund to gain access to financial services to help improve her living situation and her ability to engage in business activities. She has successfully repaid a previous loan of 12,000,000 VND from TYM Fund. This previous loan was used to purchase equipment to improve her business.
H. is now requesting a new loan of 20,000,000 VND which will be used to invest in expanding her business. The loan will be her 11th from TYM Fund. She plans to use the additional revenue generated from the business to improve and expand her business