Upendo S. M. is a Tanzanian micro-business entrepreneur and married woman. She has a food shop business at Yombo Lumo Ward in Dar es Salaam. She sells different types of food crop products including wheat flour, maize flour, beans, ground nuts, and cooking oil. She purchases the business goods direct from the producers in wholesale and from the Kariakoo city market. She meets her daily family demands from her business income. She needs a loan of Tshs 600,000 to add capital to the business.