Isack S. is a Tanzanian micro-business entrepreneur and married man. He runs a clothing and shoes shop at Yombo Kiwalan Ward in Dar es Salaam. He purchases the business goods from the Karume city market as second hand goods in wholesale and retail. He sells the goods to customers in retail. The business income generated is used to meet his family's daily demands and for business capitalization. He is requesting a loan of Tshs 800,000 to buy more business goods.