Godfrey S. is a Tanzanian entrepreneur and small business man. He runs a pub business at Kiwalani Ward in Dar es Salaam. He sells different types of soft and alcoholic drinks in his pub; also, he sells cooked food and snakes. He has been in the business for six years. He pays his children's school fees and meets his family's daily demands from his business income. He is requesting a loan of Tshs 1,000,000 to expand his business.