Fuseina is 37 years old, married, and the mother of three children, all of whom are currently in school. She operates a licensed chemical shop in the village in which she lives with her family. She has been operating the shop for eleven years to help her husband care for their family. She gets her supplies from Kumasi and sometimes from suppliers who come to her. With the loan, she wants to restock her shop with drugs that are frequently demanded by her customers. She wants to save her profits to meet her children's educational needs.