Kehongo M., a married man, is a Tanzanian small business owner. He runs a food shop business at Kitunda ward in Dar es Salaam. He sells varieties of food crop products such as: wheat flower, maize flower, beans, ground nuts, sugar, and cooking oil. He purchases the goods direct from the producers at wholesale and sometimes from the Kariakoo city market. Business income is used to capitalize the business and meet his family's daily needs. He is requesting a loan of 800,000 Tanzanian shillings to buy more goods.