Abuu A. is a Tanzanian entrepreneur and a married man. He runs a cosmetics shop at Yombo Kiwani in Dar es Salaam. He sells various cosmetics goods at his shop. He purchases the business goods from the wholesalers and retail shops at Kariakoo city shopping center and from other retail shops in Dar es Salaam. His business plan is to to run a wholesale shop as his business capital grows. He has been in the business for five years. His business income is used to capitalize the business and meet his daily family demands. He needs a loan of 1,000,000 to buy more business goods.