Familia Unida Group
Vicky sells salchipapas, a Bolivian meal maD. of sausage and French fries. She would like to buy more potatoes and meat with her loan so she can invest her profits into books and education for her children. She says of them, "As far as I can, I’ll help them. I want them to study and do something in life.”
Juanita has two stores. In one, she sells soft drinks and food, and in the other she sells building materials. She would like a loan to restock products that she needs. Before she had access to capital, she just had a small juice stand. She has two children and says that the loan helps them, especially since one is in college. She wants her children to become professionals and she hopes to enlarge her hardware shop.
Elsa has a flower stand in La Paz. It used to be her mother’s, but Elsa has been running it for five years, ever since her mother passed away. She would like a loan to buy more flowers from Cochabamba (a city about six hours from La Paz) and the Yungas (the rainforest three hours from La Paz) to sell at the stand. Previous loans have allowed her to sell more and Elsa says she now has a higher income and can buy more food for her four boys, three of whom are students. With this loan, she would like to expand her store, with the eventual goal of opening her own flower store downtown, where she could also make and sell flower arrangements and decorations.
Claudia sells clothes and would like a loan as more capital. She has one little daughter, and she says that all she hopes is that her daughter doesn’t lack anything growing up, since “it’s all for her.”
Ruddy is a young man who designs advertisements on his computer for various companies, and sells them to television channels. Ruddy would like to improve his computer. With the profits from his business, he hopes to pay for his studies in computer engineering at the military university. He enjoys the military university a lot for its discipline, and the punctuality and respect it requires. He is looking forward to starting his career when he graduates in five years.
The president, Mrs Maritzabel T., runs her own TV show called "Tropical Rainbow." She is very hardworking and gave a speech telling her group to be responsible.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
91View loans »
Success!! The loan was 100% repaid