Armada Boliviana Group
Feliza Q., a member of this Association, has a business selling "pito" (ground barley), which she prepares in small bags and delivers to neighborhood shops. Her product is generally consumed by children. Just like Feliza, the other group members have small businesses where they sell gifts, cheese, meals, vegetables, french fries, sodas, cakes, and school supplies, and they all need this loan in order to increase their inventory.
En el Centro Focal “Los Andes” se encuentra la Asociación Comunal “Armada Boliviana”, con 11 integrantes, su presidenta es Sabina Q., quien explica que el grupo se formo en la zona 23 de Febrero, todas viven cerca un colegio del mismo nombre de la asociación.
Feliza Q. es una de las integrantes de esta Asociación, tiene el negocio de venta de pito (cebada molida) que se prepara en pequeñas bolsas y reparte a tiendas de barrio, este producto generalmente lo consumen los niños. Al igual que Feliza sus compañeras tienen negocios pequeños como la venta de regalos, queso, comida, verduras, papa frita, refresco, torta y material escolar, y necesitan el préstamo para incrementar su mercadería.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid