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Agyenkwa 1 Group
In this Group: Joyce , Beatrice, Kate, Rita
Joyce A. is twenty–nine years old. She is married and has given birth to one son, who is currently in primary school. Joyce is a trader who trades in textile materials. She hawks to sell in her community.

Joyce is the leader of a trust bank group called Agyenkwa, which literally means Saviour. She is first from the left in the photo. The members of this group are mostly traders, food vendors and or farmers. They work to support their spouses in providing for their families. They buy their raw materials, wares or goods from other towns and nearby communities and sell them at the local market square. Some of them trek to other towns to sell on their market days as well. The members have been in business for some time and have amassed a great deal of experience in their businesses. It is in light of this that they are requesting for a loan to procure more goods to expand their businesses.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 44
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Agyenkwa 1 Group's $1,350 loan helped a member to buy additional stock.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 7, 2009
Jul 15, 2009
Currency Exchange Loss:
Mar 4, 2010