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Las Activas Group
In this Group: Lucia, Ines Teresa, Jury Cesar, Roxana, Leslie Carola, Candelaria, Ester, Rejina, Ana Maria, Carmen, Peregrina Carmen, Jaqueline
The members of the cooperative bank “Las Activas” are represented by Mrs. Lucia and up to twelve other members.
(Jacqueline and Roxana are related although their income is completely independent of one another.) In general, the members sell products such as cosmetics, food, shoes and groceries. Other members make clothes or proviD. public transportation. The member’s experience in the commercial realm is high. They know how to move forward thanks to their experience and work ethic. The purpose of the loan is for the acquisition of materials, goods and tools that help them generate the largest income. The money will help them to support their families. The members have credit experience as some work in our institution and are in the second cycle of their studies. The new members know about the modality of individual loans.
View original language description ↓
Las socias del banco comunal "Las Activas" representadas por la señora Lucia y conformadas por 12 miembros dentro D. las cuales existe un parentesco entre la señora Jacqueline y Roxana, Ambas con ingresos totalmente independientes una D. la otra. En general las socias se dedican a la venta D. productos como cosméticos, comida, zapatos, abarrotes, otros D. los miembros se dedican a la elaboración D. prendas D. vestir y al servicio D. transporte público. La competencia en el ámbito comercial es alta pero los miembros del grupo saben como salir adelante gracias a su experiencia y sus ganas D. trabajar. El destino del financiamiento es para la adquisición D. materiales, insumos y herramientas que ayuden a generar un mayor ingreso ya que D. ello depenD. el sustento D. sus familias. Las socias cuentan con experiencia crediticia ya que algunas ya trabajaron en nuestra institución y van cursando su segundo ciclo y los miembros nuevos conocen la modalidad del crédito solidario.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 181
    View loans »
    Bolivia Loans Fundraising
  • $30,854,225
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD