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This young woman left her studies to train as a hairstylist. In 2007, she opened her own beauty salon, which she named "Labora Coiffure." She also sells cosmetic products. She supplies herself at the grand market in Lomé. Wanting to resupply herself with cosmetic products, she is asking for a loan through WAGES (one of Kiva's field partners) to buy hair extensions, wigs, and other such articles. It is through this business that she is able to meet her own expenses.
Cette jeune femme a abandonné les études pour apprendre la coiffure, elle a ouvert en 2007 son propre atelier de coiffure qu’elle a appelé « LABORA COIFFURE », elle vend aussi des produits cosmétiques. Elle s’approvisionne au grand marché de lomé. Voulant se réapprovisionner en produits cosmétiques, elle sollicicte de wages un crédit pour acheter des mèches, des perruques et divers.
C’est avec cette activité qu’elle subvient à ses propres charges.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 3
    View loans »
    Togo Loans Fundraising
  • $8,634,350
    Funds lent in using Kiva
  • 469.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Ayélé to buy hair extensions, wigs, and other items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 14, 2009
Jul 14, 2009
Currency Exchange Loss:
Aug 15, 2010