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This young woman is unmarried, and to meet her own needs, she started a business selling dressmaking items. She has also added the sale of cosmetics to her business. She supplies herself at the grand market in Lomé. Her clientele is growing and to better satisfy her customers, she would like to enlarge her stock by buying 10 sets of fabric, 3 boxes of buttons, and various other dressmaking items and cosmetics. For this reason, she is seeking a loan through Wages, one of Kiva's field partners.
Cette jeune femme est célibataire, pour subvenir à ses propres besoins elle s’est lancée dans le commerce des articles de mercerie, elle a associé à ce commerce la vente de produits de beauté, elle s’approvisionne au grand marché de lomé. Sa clientèle grandit et pour mieux les satisfaire, elle veut agrandir son stock par l’achat de 10 tissus, 3 cartons de boutons et divers articles de mercerie et des produits de beauté raison pour laquelle elle sollicite de wages un crédit

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 4
    View loans »
    Togo Loans Fundraising
  • $8,634,350
    Funds lent in using Kiva
  • 469.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Yawoavi to buy various dressmaking supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 14, 2009
Jul 14, 2009
Currency Exchange Loss:
Aug 15, 2010