Caminando con Dignidad (Walking with Dignity) is a group of women who punctually attend their meetings, led by their President, Rosmery M.. She relates that they came together so they could obtain capital and be able to generate their own resources without depending on their spouses. They all have different businesses, such as selling footwear, cosmetics, meat, furniture, repair services or other things. They definitely need this loan in order to buy merchandise so that they can have products which will attract customers. Most of all they all enjoy the training on business topics, such as attending to the customers since they think that providing good service allows them to keep their current customers and obtain others.
“Caminando con dignidad” es un grupo de señoras que asisten puntualmente a su reunión, liderizadas por su presidenta Rosmery M., ella cuenta que se agruparon por la necesidad de contar con un capital y poder generar sus propios recursos sin depender del esposo. Todas tienen diferentes negocios como la venta de calzados, cosméticos, carne, muebles, servicio de reparación y otros y aseguran necesitar el préstamo para la compra de mercadería y de esta forma contar con productos variados que atraigan a los clientes.
A todas les gusta la capacitación sobre todo en temas de negocios, como la atención al cliente, ya que piensan que la buena forma de atender a los clientes les permite mantener a sus actuales clientes y conseguir otros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.