Our members are in their third loan phase. They pursue a variety of activities, among which the business of retailing is prevalent. Our members invest their money in four members who work at handicrafts. They transform potter's clay into beautiful decorative products, utensils, and much more. Another small group invests money in the purchase and sale of potatoes and vegetables, restaurant liqueurs, and clothes. One of the members, la Sra. Roxana, has a travel agency and transports tourists. All the members wish to continue to improve the quality of their lives and the lives of their families. They apply for this loan to continue with their businesses and improve the quality of their lives.
Our members value and are grateful for the help given through these loans, and they promise to make loan payments on time.
Nuestros miembros son socios que están en su tercera fase, todos ellos realizan diferentes actividades, entre las que resaltan el comercio minorista, nuestros socios invierten sus dineros en cuatro socios están relacionados con la artesanía, ellos mismos elaboran manualmente la arcilla, la cuál la convierten en bellísimos productos decorativos, utensilios y mucho más, otro pequeño grupo invierte el dinero en la compra y venta de papa, verduras, restaurante, licores y venta de ropa, y una de las socias la Sra. Roxana tiene una agencia de turismo y tiene transporte turístico y de este modo ellos desean seguir mejorando su calidad de vida del de ellos y de toda sus familia, por lo que solicitan el préstamo, para continuar en sus negocios.
Nuestros socios valoran y agradecen el apoyo brindado mediante este medio y así mismo se comprometen a cumplir con el pago de sus deudas en el tiempo establecido.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid