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Ni Wayan Dewi Artati
Ni Wayan Dewi Artati - (DNR.M-0581) is a 34-year-old woman living in the town of Palasari - Melaya. She is married and has 2 school-aged children. To making a living, Ni Wayan Dewi Artati owns & operates a business venture in the agriculture sector raising livestock. While not the only means for generating revenue, the main source of income for the business comes primarily from raising pigs for sale. Ni Wayan Dewi Artati has been engaged in this business for over 6 years and earns approximately 350,000 Indonesian rupiahs (about $34 US) a month from these activities.


In 2008, Ni Wayan Dewi Artati joined DINARI to gain access to financial services to help improve her living situation and ability to engage in business activities. Ni Wayan Dewi Artati has successfully repaid a previous loan of 1,000,000 rupiahs from DINARI. This previous loan was used to purchase baby livestock to raise & sell.


She is now requesting a loan of 5,000,000 rupiahs which will be used to purchase breeding livestock. The loan will be the second loan she has taken out from DINARI. Ni Wayan Dewi Artati plans to use the additional revenue generated from the business to financially support immediate members of her family.


About DINARI:


The mission of DINARI is to strive for the preservation of the environment, to empower the poor, and to provide socio-economic development opportunities to small business owners.


*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in Bahasa while providing quality and accurate information to Kiva lenders.


Ni Wayan Dewi Artati - (DNR.M-0581) merupakan 34 tahun wanita. Dia (perempuan) tinggal di kota Palasari - Melaya. Dia (perempuan) menikah dan memiliki 2 anak usia sekolah. Untuk membiayai hidup, Ni Wayan Dewi Artati memiliki & menjalankan usaha. Bisnis beroperasi di sektor pertanian. Tujuan utama bisnis tersebut adalah memelihara ternak. Meskipun bukan satu-satunya sarana untuk menghasilkan pendapatan, sumber utama penghasilan bisnis tersebut terutama berasal dari beternak babi untuk dijual. Ni Wayan Dewi Artati sudah menjalankan bisnis ini selama lebih dari 6 tahun. Dari kegiatan-kegiatan ini, Ni Wayan Dewi Artati menghasilkan sekitar 350,000 IDR sebulan.


Dalam 2008, Ni Wayan Dewi Artati bergabung DINARI untuk mendapatkan akses ke layanan keuangan untuk membantu meningkatkan -nya kondisi kehidupan dan kemampuan untuk menjalankan kegiatan bisnis. Ni Wayan Dewi Artati meminta pinjaman untuk pertama kalinya dari DINARI. Pinjaman sebelumnya ini digunakan untuk membeli bibit ternak untuk dibesarkan & dijual di masa mendatang. Dia (perempuan) sekarang meminta pinjaman baru sebesar 5,000,000 IDR. Pinjaman saat ini akan digunakan untuk untuk membeli ternak indukan. Pinjaman ini akan menjadi 2nd pinjaman yang diambil oleh peminjam dari DINARI. Ni Wayan Dewi Artati berencana untuk menggunakan pendapatan tambahan yang dihasilkan dari bisnis untuk mendukung keuangan anggota keluarga langsung peminjam.


Tentang DINARI:


Misi DINARI adalah memperjuangkan kelestarian lingkungan, memberdayakan kaum miskin, dan menyediakan kesempatan pembangunan sosial ekonomi bagi pemilik usaha kecil.


*Catatan: Untuk memaksimalkan efisiensi & menurunkan biaya, pinjaman ini ditempelkan menggunakan templat sehingga dapat diterjemahkan otomatis oleh Kiva. . Mengingat bahwa terjemahan manual atas profil memakan biaya besar, Kiva menciptakan templat ini untuk Mitra Lapangan untuk memungkinkan mereka terus menempelkan pinjaman dalam Bahasa sambil memberikan informasi yang bermutu & akurat kepada para pemberi pinjaman Kiva.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $4,458
    Average annual income
  • 69
    View loans »
    Indonesia Loans Fundraising
  • $4,794,850
    Funds lent in using Kiva
  • 10,147.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Ni Wayan Dewi Artati to purchase breeding livestock.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 24, 2009
Listed
Jul 13, 2009
Currency Exchange Loss:
Covered
Ended:
Jan 17, 2010