Mel Y., 56, lives in her small family home in the province of Banteay Meanchey. There, she owns a small restaurant to sell wine, soft drinks and foods to neighbors who come to eat and drink at her shop. She is a married mother blessed with four children, one of whom is married and lives separately, while the others are still living in home. Her husband is currently working in the military police post and also helps as manager for her business activities. Mel Y. will be using her loan to buy additional wine, beer, soft drinks and essential ingredients in order to continue selling.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.