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Esperanza T. is a 52 year old woman and mother to an only child, a boy who is a fourth year high school student. Her husband Pedro is a farmer and also serves as her partner in her business. She lives in San Guillermo, Rizal province in the Philippines.

With the belief and faith to get out of poverty, in 2006 she decided to join ASHI (Ahon Sa Hirap, Inc.), an MFI and Kiva partner in the Philippines. During her previous loans, she carefully invested in her general store and it progressed good and sound. Now on her 6th loan, she proposes the amount of 30,000 pesos as additional capital, still for her general store. Specifically, the amount will be used to pay for cases of beer, soft drinks, liquors, and groceries for the store.

As a parent, she dreams of sending her child to school up to college and find a job for a greener living. She hopes that her business will expand for them so they will have savings for future use.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 1085
    View loans »
    Philippines Loans Fundraising
  • $63,434,650
    Funds lent in using Kiva
  • 48.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Esperanza to buy cases of soft drinks, beer, sacks of rice and liquors and groceries for her general store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 29, 2009
Jul 12, 2009
Currency Exchange Loss:
Jul 15, 2010