A loan of $1,500 helped purchasing flour wholesale for baking “lepeshka”.

Zokir's story

M. Zokir is 31 years old. He is married with 3 children. For more than 10 years, Zokir has been working at baking “lepeshka”- traditional bread. He believes that this business is profitable and is not subject to seasonality. He gets up early and bakes the lepeshka and other bread so that people have the fresh bread on their tables for breakfast. All the input materials like flour, salt, and yeast he purchases in the local market.

Now due to high demand, Zokir wants to increase the number of his breads he bakes so he is requesting a loan of 6500 Somoni. The loan will be spend for purchasing flour and charcoal for baking the “lepeshka”. Zokir deeply appreciates the trust and support you are giving him.

More about Tajikistan and IMON International

Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj

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