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Babi Berna’S  Group
In this Group: Berna , Grace , Rose Mary , Susan
Berna is a leader of 4 members of the group. She is a 33 year married woman with three children between 10 and 16 years old. She rents a two room house where she is staying with six people (Berna takes care of additional family members). There is electricity but no piped water at her home. The family gets three meals a day. She resides and works in a semi urban area on the outskirts of Kampala. Berna is a poultry farmer in Bakuli, one of Kampala's suburbs. She uses public transport to and from shopping from Kampala and goes for shopping twice a week. She sells to about 20 people a day, mainly women .She works seven days a week. Her major monthly expenses include school fees for her children. She has been in this business for the last seven years. Berna has been with MCDT for over five years and is servicing her twelfth loan, working with the same group mates. Besides poultry farming, Berna sells second-hand clothes at her home and is a property agent She wants to use this loan to buy more chicken feed and chicks. Berna aspires to see her business grow bigger and also to complete her house which will also work as her business place.

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Additional Information

About MCDT SACCO

This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at http://www.kiva.org/partners/112, and join our lending team, Friends of MCDT SACCO, at http://www.kiva.org/team/friends_of_mcdt_sacco.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,500
    Average annual income
  • 140
    View loans »
    Uganda Loans Fundraising
  • $28,282,425
    Funds lent in using Kiva
  • 2,140.0
    Uganda Shillings (UGX) = $1 USD