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Bella Rose Ann
Bella Rose Ann M., 19, is single and works as a hairdresser in an established salon in Concepcion, Marikina City. She was trained by the owner of the salon when she was 13 years old and has been working there up to the present. She receives a regular income of P300-P500 per day.

Every Tuesday and Sunday, when she is on her day off, she has her own beauty care service, where she does home service for her established clients and where she earns as much as P1,500-P3,000 a day.

Now she is requesting her loan of P10,000 with Center for Community Transformation (CCT). She will use her loan to buy her own blower, manicure set, nail polish and chemicals for hair treatment and coloring. Bella hopes to put up her own salon in the near future.

Bella has been a member of CCT for a year now. CCT is a Filipino family-oriented and Bible-centered development organization that provides and creates equal business opportunities for small-scale Filipino entrepreneurs through loans and social interventions.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1409
    View loans »
    Philippines Loans Fundraising
  • $59,122,500
    Funds lent in using Kiva
  • 48.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Bella Rose Ann to buy her own blower, manicure set, nail polish and chemicals for hair treatment and coloring.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 16, 2009
Jul 10, 2009
Currency Exchange Loss:
Dec 15, 2009