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Arifa H. is 57, married, and has five children. She started her own business nine years ago because her husband at that time was unemployed. Arifa sells different kinds of food in the local market, such as candies, cookies, butter, yoghurt, tea and pastries. The generated income allows Arifa to support her family. Arifa dreams that all of her children will achieve a higher education.

Today, Arifa requests 2000 USD to purchase more food products to enlarge her range of goods. She is planning to spend the income on the well-being of her family as well as for educating her children.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 43
    View loans »
    Azerbaijan Loans Fundraising
  • $13,976,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,975 helped Arifa purchase more food products.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 25, 2009
Jul 9, 2009
Currency Exchange Loss:
Sep 15, 2010