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Joseline's Group
In this Group: Joseline , Dinah, Rosette, Jovinta, Passy, Jovinta, Medius, Hanington, Adam, Tappy, Mariagoret*, Florence*, Jonus, Grace, Generous
* not pictured
N. Joseline is a hard-working and principled mother, divorced with 5 children aged 16 – 6 years, in primary and secondary schools. Joseline has a general merchandise shop where she sells mostly home-use and home-consumption commodities in Butatare trading centre in Bushenyi. It is a big market area and she is able to make a weekly profit of 100,000/=. She has a business experience of 6 years and her good customer care has kept her business intact.

Joseline has a hope of opening up another shop in Mbarara to grow her business as well as seeing all her children educated up to university level. This is her 4th loan with the group and she needs this loan to help purchase more merchandise for sale in her shop since all her loans have been helping in increasing her capital.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 290
    View loans »
    Uganda Loans Fundraising
  • $31,089,375
    Funds lent in using Kiva
  • 2,110.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Joseline's Group's $3,900 loan helped a member buying more merchandise for her shop.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 11, 2009
Jul 9, 2009
Currency Exchange Loss:
Nov 15, 2009