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Dymphna A. is a 39 year old woman and a mother of two children namely Cazandra Mae and Cheyz June. Dymphna has been a member of ASHI for nine years and her loans from this institution have been very helpful to her and her family. The most significant change she realized about herself when she joined ASHI is her more positive attitude towards other people and perception towards circumstances she is having. Because of the opportunity of loaning she had with ASHI, she developed her self-esteem and she was able to manage her own business.

Residing in a village near the sea, the livelihood of most people is fishing. Dymphna started her buy fish vending business when she first loaned in ASHI while her husband drives a rented motorcycle with sidecar (popularly known as "tricycle"), which is the main means of transportation of people in the whole municipality. Dymphna is striving hard to grow her business in order to save some of her earnings to buy a tricycle for her husband. In this way, they will earn bigger because her husband doesn't need to pay for the rental of the tricycle and this can also be used as her means to sell her fish directly to people in different villages.

Dymphna's was able to achieve her dream partially when she received her previous loan. She bought a motorcycle yet she still needs to buy a sidecar for a tricycle. This is the reason why Dymphna applied for another loan after her previous one was paid. Some of the amount of her loan will also be used in buying fish to sell.

Once Dymphna achieved her dream for her business, there will be no doubt that she will also achieve her dreams for her children. Cazandra is on her second year in high school while Cheyz is in his Grade 6 in elementary grade. Soon, Dymphna will be having college students and she hoped that she can sustain her children's education. Her loans from ASHI for her business would be a great help for her in achieving those dreams.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 1818
    View loans »
    Philippines Loans Fundraising
  • $60,851,250
    Funds lent in using Kiva
  • 48.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Dymphna purchase of sidecar for motorcycle, and fish to sell.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Jul 1, 2009
Jul 9, 2009
Currency Exchange Loss:
Jul 25, 2011