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Sebastian is 52-years old and has never married. He is an experienced business man, owner of a spare auto parts shop and car wash with an excellent customer base. His life partner, Rosa Amelia, is in charge of another business in their house; a local store that helps cover household expenses with its revenues. They have three children, all in school. Two are in high school and one is in college.

Sebastian is requesting his first loan, which he will use to build a wall around his home and an extra bedroom. His house is very small and he hopes to make it more comfortable for his family, especially because his children are growing up. Mr. F. has a good reputation and the capacity to repay his loan.
View original language description ↓
Don Sebastian de 52 años es soltero, comerciante, propietario de repuestos automotriz y autolavado, quien tiene una excelente clientela, tiene mucha experiancia en el negocio, su compañera de vida Rosa Amelia se encarga de otro negocio en su casa con una pulperia quien ayuda en los gastos del hogar, tiene 3 hijos, todos estudian 2 la secundaria y 1 la universidad. Esta solicitando su credito # 1 el que utilizara para la construccion de una tapia y un anexo para un dormitorio, ya que considera que su casa es muy pequeña y desea mayor comodidad para su familia, sobre todo porque sus hijos ya estan bien crecidos. El Señor F. goza de prestigio y capacidad de pago.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 100
    View loans »
    Nicaragua Loans Fundraising
  • $24,738,450
    Funds lent in using Kiva
  • 19.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Sebastian construction of wall and bedroom.
100% repaid
Repayment Term
24 months (Additional Information)
Repayment Schedule
Jul 8, 2009
Jul 10, 2009
Currency Exchange Loss:
Jun 15, 2011