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The smiling woman shown in the picture above, Mrs. Sot V. is a 27-year-old farmer residing in the rural area of Pursat Province. She feeds some pigs in a pigpen behind her house. Eventually, she will sell her pigs to a slaughterer in four-month cycles. Beside this work, she has also been planting the rice crop that is her annual business. Her husband works in construction. Sot V. is looking for a $800 loan as capital to support her farming business. She will use the loan to buy a buffalo to plow the farmland and to buy fertilizer and rice seed. Sot V. has two children who are attending school.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 46
    View loans »
    Cambodia Loans Fundraising
  • $38,700,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Sot to buy a buffalo, fertilizer, and rice seed.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 26, 2009
Jul 7, 2009
Currency Exchange Loss:
Aug 16, 2010