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Kaniz Allah Ditta Group
In this Group: Kaniz , Irshad , Sheema , Anwar , Jannat Rani, Sakina
Irshad Baji and Sheema Baji each want a loan to buy a buffalo for their milk-selling business. Anwar Baji and Sakina Baji each want a loan to buy a donkey cart for loading. Jannat Rani Baji wants a loan to buy cosmetics to sell.

Kaniz Baji has been a wife of A. D. and a citizen of a city named Pakpattan, Pakistan, for the past 15 years. She is the group leader of the aforementioned ladies. Her husband runs a dairy business. Presently, he has one buffalo, and Kaniz Baji also helps him by getting milk from her. They both want to expand their dairy business. She is applying for a loan to buy another buffalo to increase the profit from the dairy business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Note: Kaniz Baji wears a black shawl in this picture.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 402
    View loans »
    Pakistan Loans Fundraising
  • $15,152,450
    Funds lent in using Kiva
  • 81.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kaniz Allah Ditta Group's $1,050 loan helped a member to buy another buffalo for their dairy business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 6, 2009
Jul 7, 2009
Currency Exchange Loss:
Jul 15, 2010