Etelvina works in a regent school and sells perfumes and cosmetics on credit in the offices and markets. She is a single mother, and this activity allows her to cover her expenses for food and her daughter’s schooling. She lives in the Bolognia area in the city of La Paz in a rented house. The loan will be used as capital for her business, to buy perfumes and cosmetics. This is the third loan that she has requested from Impro and the second time that she has had the support of Kiva. She is a good client based on her history of repaying her loans.
Etelvina trabaja en una escuela de regente y vende perfumes y cosméticos a crédito en las oficinas y mercados.
Es madre soltera, y la actividad que realiza es para poder cubrir sus gastos de alimentación y estudios de su hija..
Vive en la zona de Bolognia de la ciudad de La paz en casa Alquilada.
El crédito será destinado para capital de trabajo ( Compra de perfumes y cosméticos)
Es la tercera vez que solicita un crédito en Impro, y la segunda vez que requiere el apoyo de kiva Su historial lo califica como cliente bueno en el pago se sus cuotas.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.