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Unidos Al Progreso Group
In this Group: Camila Cindy, Rafaela Herilda, Irma Olinda, Carmen Elida, Enedina*, Margarita Teresa*, Elizabel, Carmela Francisca, Soledad Edith, Yessica Vanessa, Luis David, Luisa
* not pictured
Irma Olinda Huamán Calderón, I am 49 years old. For 3 years I have been the president of EDAPROSPO-PROSPERIDAD in the community group “Unidos al Progreso” (united for progress). The 12 members of our group work in retail, we call ourselves “Unidos al Progreso” because we believe that being united will bring us progress. I have always had the initiative to generate my own income. In order to do that, I started selling fruit candy from my home. I also worked as a seamstress and these activities generated a small profit with which I bought more sweets. I felt that this business could move forward but I needed some capital that I did not have. For that reason, I reached out to EDAPROSPO – PROSPERIDAD in order to obtain a loan to help me improve my business. Who would have thought that I would now have a small shop, which I intend to continue improving with additional loans from EDAPROSPO – PROSPERIDAD until it is converted into a grocery store. Today I feel very fulfilled with the support of EDAPROSPO – PROSPERIDAD, it has not only helped me with expenses, but has also helped me provide a better quality of life for my 24 year old disabled son.
View original language description ↓
Irma Olinda Huamán Calderón, tengo 49 años de edad, hace tres años participo como presidenta en EDAPROSPO-PROSPERIDAD en la alcancía comunal “Unidos al Progreso”, los doce integrantes que formamos esta ALCOM nos dedicamos al comercio, la llamamos así porque si estamos unidos, el progreso será para todos.
Siempre tuve la idea de generar mis propios ingresos, para ello empecé a vender chups de frutas en mi casa, además hacía servicio de costura. Esto me generó pequeñas ganancias que pude comprar golosinas; pero sentí que quería seguir creciendo, para ello era necesario contar con un capital el cual no lo tenía. Por tal motivo acudo a EDAPROSPO – PROSPERIDAD a fin de obtener el crédito, lo que ayudó a crecer más mi negocio, quien diría hoy en día es una pequeña tienda que pienso seguir implementando con los siguientes préstamos que recibiré de EDAPROSPO-PROSPERIDAD hasta verlo convertido en una bodega. Hoy me siento una mujer superada con el apoyo de EDAPROSPO – PROSPERIDAD, no sólo ayudó en los gastos, también pude darle una mejor calidad de vida a mi hijo (especial) de 24 años.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 126
    View loans »
    Peru Loans Fundraising
  • $57,919,550
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Unidos Al Progreso Group's $4,000 loan helped a member buy Supplies for Shop.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 19, 2009
Listed
Jul 17, 2009
Currency Exchange Loss:
Covered
Ended:
Nov 15, 2009