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Señora Celia E. F. is 31 years old and has been married for more than eleven years. She has two daughters and a son. When school is over for the day, the two girls help her look after the cows. Celia puts her son in a nursery in the afternoons. She lives in the community of Sumumpaya in Cochabamba where she has three cows, the milk from which she sells to a small cheese-making business.

Celia looks after the cows in the mornings, and in the afternoons works as a cook for a local business. Her husband has been in charge of maintenance at the cemetery for almost 15 years.

The loan will be used to buy two cows so that the production of milk can be increased. This will also improve Celia’s earnings so that it will no longer be necessary for her to work in the afternoons; she can spend the whole day caring for the cows and spend more time with her daughters. The family was robbed two months earlier and lost almost everything they owned. They see this loan as a chance to get back on their feet financially.
View original language description ↓
La señora Celia E. F. tiene 31 años y está casada por más de 11 años. Tiene 2 hijas y un hijo, las dos hijas ayudan con el cuidado de las vacas después de la escuela. Al menor lo deja en una guardería todas las tardes. La señora Celia vive en la comunidad de Sumumpaya en Cochabamba, donde tiene 3 vacas, cuya leche vende a una microempresa que produce queso.

La señora Celia cuida las vacas en las mañanas y trabaja como cocinera en las tardes para una empresa local. Su esposo trabaja como encargado de mantenimiento en el cementerio, por casi 15 años.

El préstamo será destinado a la compra de 2 vacas lecheras que incrementarán la producción actual de leche, y así mejorar sus ingresos de tal forma que ya no sea necesario trabajar en las tardes y poder cuidar las vacas todo el día y poder pasar más tiempo con sus hijas. La familia sufrió un robo hace 2 meses atrás perdiendo casi todo lo que tenían, y ven en el crédito una oportunidad de recuperarse económicamente.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 235
    View loans »
    Bolivia Loans Fundraising
  • $31,613,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Celia to buy cows.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 3, 2009
Jul 7, 2009
Currency Exchange Loss:
May 15, 2010