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Perm N., 46, is married and has four children. Three of her children are students while the oldest one is employed as a garment factory worker with a fair income.

N. is engaged in pig raising which is the primary income of the family. She and her husband have been involved in the same business at their house and, together, they can make a typical income of US$4 per day. However, her husband is also a motorbike repairman in addition to his current business to earn more income for his family.

N. has requested a loan of US$1,000 to purchase more pigs and, with the amount leftover, she wants to purchase a small phone shop for her son to sell mobile phones in a local market. She hopes that with the several businesses she and her family members operate, she will be able to better her standard of living.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 287
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Perm to buy more piglets and to start a shop for her son to sell mobile phones.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 24, 2009
Jul 6, 2009
Currency Exchange Loss:
Jun 15, 2010