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Bilquisan Ashiq Muhammad Group
In this Group: Bilquisan , Irshad , Bashiran , Shazia , Rashida
Bilquisan baji is the group leader of four other women who all live in Vehari, Pakistan. They all are very hard-working ladies. They handle their own businesses of embroidering clothes to share the financial burden of their husbands. Bilquisan baji is married to A. M., who is a carpenter who makes furniture on order to earn income. He has 10 years of experience in this business. Bilquisan baji is applying for a loan to buy wood and nails for her husband’s furniture-making business.

This group loan consists of four additional people:

Irshad baji wants a loan to buy clothes to sell.
Bashiran baji and Shazia baji each want a loan to buy a donkey cart for loading.
Rashida baji wants a loan to buy groceries for her grocery shop.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Note: In this picture, Bilquisan baji is seated second from the left side.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 338
    View loans »
    Pakistan Loans Fundraising
  • $15,680,075
    Funds lent in using Kiva
  • 81.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Bilquisan Ashiq Muhammad Group's $700 loan helped a member to buy material for a furniture-making business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 8, 2009
Jul 6, 2009
Currency Exchange Loss:
Jul 15, 2010