Ka R. is an older woman of fifty-two years and the mother of three children; all of her children are married and have already started new homes. Ka R. sells dried fish that she buys in bulk on credit, which she also repays out of her income after she finishes selling the dried fish. Her husband always assists her in selling the fishes. Ka R. is running her investment well. She has a lot of regular customers who come to buy her fish for their daily cooking, so she has gained much income. To make her business more successful, Ka R. would like a loan from Kiva’s partner HKL as capital in order to increase the quantity of dried fish she has to better meet her clients' demands.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.