M. Nguyễn Ngọc (144001768) is a 39-year-old female living in the town of Sóc Sơn. She is married and has two school-aged children.
M. owns and operates a business venture in the services sector, primarily providing photographic services to local community members. She has been engaged in this business for over thirteen years and earns approximately 6,000,000 VND a month.
In 2000, M. joined TYM Fund to gain access to financial services to help improve her living situation and her ability to engage in business activities. She has successfully repaid a previous loan of 20,000,000 VND from TYM Fund. This previous loan was used to purchase materials needed to provide service.
M. is now requesting a new loan of 20,000,000 VND which will be used to invest in expanding her business. The loan will be her 10th from TYM Fund. She plans to use the additional revenue generated from the business to improve and expand her business.