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Cumavi Group
In this Group: Maria Cristina, Dirce, Nelly, Elizabeth, Victoria, Magdalena , Angela, Maruja Macaia, Juan Eduardo, Julia
Group: CUMAVI was founded on March 2, 2009, and was the initiative of a group of women who have small businesses and wish to continue. It is located in the Villa Union neighborhood in the Plan 3000 area. The group is in it's 2nd loan cycle, is comprised of 10 people. The president is Maruja Marcia M.. Treasurer: Maria Cristina F.. Secretary: Angela S. D.. In the group, there are women who sell sandals, sell food, work as seamstresses, sell cosmetics, pills, mocochinchi refreshments, operate a general store, or sell lingerie, all of which are activities that require loans soon. They are working with Emprender because they learned to save and to have responsibilities, respect, and at the same time, to share with their friends and neighbors every two weeks.



Maruja Marcia M. is the president of the group. She recently assumed the role of president for the group. She sells natural medicinal products and also works as a primary school teacher. She takes care of her children, is a very kind and dynamic person, and she is also a very accomplished and responsible group member, and she will not disappoint Emprender with this opportunity. She is one of the leaders of the group and ensures that all the women make their repayments. She supports her household with her income



Maria Cristina F. is the new treasurer for the group. She sells cosmetics (Avon, Yanbaly Esika). She has been in this sector for 2 years. She also does housework. She is very responsible within the group and she will not disappoint Emprender with this great opportunity. She supports her family with her income, and she is considered to be very responsible and accomplished in the group and she is one of the founders.



Angela S. D. is the secretary of the group. She sells clothes and has three years of experience in this sector. She works every day of the week, for 8 hours per day. The majority of her work consists of attending to the people who visit her shop in the markets in the different neighborhoods of Plan 3000. She is one of the founders of the group.


View original language description ↓
Banco D. Emprendimiento: CUMAVI fue fundado el 02 D. MARZO del 2009, a iniciativa D. un grupo D. señoras que tienen un pequeño negocio y desean surguir. Se encuentra situado en el Barrio VILLA UNION D. la zona Plan 3000. El grupo esta en su 2do ciclo, compuesto por 10 personas, como Presidenta tenemos a la señora: MARUJA MARCIA M., Tesorera: MARIA CRISTINA F. y D. Secretaria: ANGELA S. D., en el grupo hay señoras que se dedican a la venta D. sandalias, comida, costura y sastreria, promotoras D. cosmeticos, venta D. pastillas y refresco D. mocochinchi, tienda D. viveres, venta D. ropa D. interior, que son actividades que necesitan creditos rapidos. Las Señoras estan conformes D. trabajar con Emprender, porque aprendieron ahorrar y tener responsabilidades, respeto y al mismo tiempo compartir con sus amigas y vecinas cada quincena.




La Sra.MARUJA MARCIA M. es Presidenta del grupo, es nueva como presidenta del Banco D. Emprendimiento.La Sra.MARUJA MARCIA M.. Ella se dedica a la venta D. productos naturales medicinales además D. que también trabaja como profesora D. primaria, atienD. a sus hijos, es una persona amigable y muy dinamica, ademas D. ello es una persona cumplida y responsable en el grupo y la oportunidad que le brinda Emprender no la defraudara .Tambien ella es unas D. las lideres del grupo y hace que todas cumplan con sus cuotas. La Sra MARUJA MARCIA M. con los ingresos que percibe ayuda al sustento D. su hogar.




La Sra. MARIA CRISTINA F. , ella es nueva como Tesorera del Banco D. Emprendimiento. Ella se dedica al rubro D. venta D. cosmeticos(Avon,Yanbaly Esika) , dentro del rubro tiene 2 años D. antiguedad ,y tambien realiza labores D. casa. Ella es muy responsable dentro del grupo y la oportunidad que le brinda Emprender no la defraudara. Con los ingresos que percibe ayuda al sustento D. su familia y ademas D. considerarla que es responsable y cumplida en el grupo y la oportunidad que le brinda el grupo y Emprender no va defraudarla. La Sra .es unas D. las fundadoras del grupo.




La Sra.ANGELA S. D., ella es la secretaria del grupo,se dedica a la venta D. ropa, tiene 3 años D. antigüedad en el rubro, trabaja todos los días D. la semana, 8 horas al dia, su trabajo mayormente es atender a la gente que visita su tienda en las ferias D. los diferentes barrio del Plan 3000. La Sra es fundadora del grupo.




Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 82
    View loans »
    Bolivia Loans Fundraising
  • $29,387,225
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Cumavi Group's $2,850 loan helped a member increase capital and inventory.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 18, 2009
Listed
Jul 5, 2009
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2010