Hafiza H.'s store is situated in the outskirts of her town, where she sells adornments, accessories, parfum and cosmetics. She is married and has four children. She is going to open another store in the center of the city. She borrowed a $1200 USD loan to help improve her store, and she plans to use this loan from Aqroinvest CU to reach her goal of opening a second store.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.