Razia Begum Group
Razia B. baji is a very hardworking lady. At an early age her mother started teaching her about cooking and domestic chores because she knew that she couldn’t send her to school. Razia B. baji performs her duties in a very effective way. She is applying for a loan to buy an auto-rickshaw (a local three-wheeled motor-vehicle) for her husband so that he earns the whole income of his struggle.
Razia B. baji is the group leader of four other women from her locality:
Lubna baji wants a loan to buy ingredients (lentils, cooking oil and spices) for her food-selling business.
Hanifan wants a loan to buy cold drinks to sell.
Bushra B. baji wants a loan to buy vehicle repair tools for her motor workshop.
Nusrat baji wants a loan to buy a donkey cart for loading.
Note: Razia B. baji is seated near to the stove in the photo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid