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Rosa's Group
In this Group: Rosa, Zinaikul, Balbubu, Syrtbubu, Taalaibubu
Rosa is the group’s leader. She has five adult children. Before starting this business, she discussed everything with her family and made all the necessary calculations. As a result, for the last fifteen years she has been successfully raising cattle. Even though she has a big family, she has been able to make quite a decent living by this activity, and thus has not been dependent on her children. She mainly purchases young calves and resells them after breeding. With this loan, she plans to make some home improvements. In the near future, she wants to increase the number of her cattle and buy a new flat in the capital.

The other members of the group are Taalaibubu, Zinaikul, and Balbubu. Taalaibubu is a married woman of 51. She has two daughters and two sons. All of her children are adults. Currently, she sells dairy products, and she is able to supply six to seven liters of milk a day for sale. During the last ten years, she has been able to pay for her two daughters' education and buy a refrigerator, a TV, and a DVD player. Now she needs a loan to repair her house.

Zinaikul, another member, is divorced and the mother of two daughters, both of whom go to school. Following her brother’s advice, she bought a cow and a calf, in addition to two carpets which she bought for the house. For four years she has been raising livestock. Now she wants to use her loan to buy more livestock and gradually increase their number. Then she plans to buy a refrigerator and furniture. Once this set-up is in place, in the near future, she wants to open her own shop.

Balbubu is 41, and is the mother of five children. She earns only about 45 dollars per month. Nevertheless, she has great plans of selling strawberries and apples from her own garden and sending her daughter to college. She needs this loan to repaint her house.

This group is a great example of striving women who never give up. They believe in a better life, and make real advances towards it.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 69
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,308,175
    Funds lent in using Kiva
  • 43.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Rosa's Group's $1,400 loan helped a member housing repairs and livestock purchase.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 25, 2009
Jul 6, 2009
Currency Exchange Loss:
Jan 15, 2010