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Sandra Maria
Sandra Maria is single and has one daughter in 5th grade in elementary school. She lives in the Urbana zone of Nueva Guinea. She is seeking her 6th loan from Afodenic to invest in building a bathroom in her home and in this way have better living conditions for herself and her daughter. She works as a teacher at Instituto Ruben Dario, a secondary school. In spite of not having her daughter’s father’s help, she has been able to give her daughter what she needs, for which she has fought hard so they have their basic needs at home met. Sandra is a hard-working, responsible, woman with great desire to succeed personally and professionally, in addition to demonstrating good and moral conduct in the community.
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Doña Sandra Maria es soltera, tiene 1 hija cursando el 5to grado de primaria, habita de la zona Urbana de Nueva Guinea, esta solicitando su 6to crédito a AFODENIC para invertirlo en construccion de los servicios higienicos de su casa y de esta forma tener mejores condiciones de vida de ella y de su hija, esta clienta labora como docente de educacion secundaria en el Instituto Ruben Dario, a pesar que ella no tiene la ayuda de del padre de su hija ha podido darle lo necesario, por que ella ha luchado para que no le falte lo basico en el hogar, Sandra es una mujer trabajadora, responsable y con muchos deseos de superacion personal y profesional, ademas a demostrado buena conducta y moral en la comunidad.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 20.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Sandra Maria build a bathroom.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 30, 2009
Jul 3, 2009
Currency Exchange Loss:
Jun 15, 2010