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Israel Plus Group
In this Group: Dégaule, Vicky, André, Marie, Louise, Joel, Rachel, Chantal, Espérance, Françoise, Pauline, Judith, Patrick, Jean, Hélène, Edo, Viviane, Mayoni, Léya, Célé, Anne, Taty, Isako, Henriette, Nathalie
Dégaule manages his own shop and a motorbike taxi. He started his business in 2001 with $120 in capital. His small shop really prospered, thanks to accumulated profits and good managing that have made his capital grow to $800 in 2005.

His ambition is to open a wholesale store one day, and so he was driven to join a HOPE RDC group in August 2008 called “Israel Plus” in order to receive loans for supporting his dream. He obtained a loan three times from HOPE and has repaid them completely. The fourth loan he received in this past June was used to bolster the inventory in his shop by buying boxes of sardines, soaps, milk, sugar, baggies of Pure Water, etc. to resell with the goal of increasing his revenues. Currently, his capital amounts to $1,200 and the profits realized monthly come to $250.

Dégaule is 35 years old, married, and the father of three children, ranging in age from 4 to 9. Two of them go to school.
View original language description ↓
Dégaule gère sa propre boutique et une moto taxi. Il a commencé son activité en 2001 avec un capital initial de $120. Sa petite boutique a bien prospéré grâce aux bénéfices accumulés et une bonne gestion qui ont fait croitre le capital à $800 en 2005. L’ambition de Dégaule d’ouvrir un jour un magasin de gros, l’a poussée d’intégrer en aout 2008, un des groupes de Hope RDC dénommé ‘Israel Plus’ pour recevoir des crédits afin de soutenir son rêve. Il a obtenu trois fois les prêts de Hope qu’il a remboursé totalement. Le quatrième prêt qu’il a reçu au mois de juin dernier lui a servi de renforcer le stock de la boutique en achetant des cartons des sardines, savons, du lait, du sucre, des sachets d’eau pure, etc… à revendre dans le but d’accroitre le revenu. Actuellement, son capital propre est de $1200 et le bénéfice réalisé par mois est de $250. Dégaule a 35 ans, marié et père de 3 enfants dont leurs âges varient entre 4 et 9 ans. Deux d’entre eux vont à l’école.

Additional Information

About HOPE DRC

HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 16
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,450,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Israel Plus Group's $2,250 loan helped a member to buy sardines, soap, milk, sugar, etc. to stock her shop.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 17, 2009
Listed
Jul 2, 2009
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2009