M. Serhan is a dislocated person (IDP) from Nagorniy Karabakh since 1993. He is 34, married and has 3 children. He has applied for $1200 USD loan to purchase wheat for growing.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.